Key Takeaways
Why the math works.
Four numbers to remember, then the full side-by-side comparison.
01
Only $9,627 to close
vs. $32,500 conventional — a $22,873 upfront saving (70% less cash).
02
$926 less every month
$2,375.59 with DeedLease vs. $3,302.00 on a conventional mortgage at today's rate.
03
~$428K less in interest
Lower price ($475K vs. $550K), lower rate (3.50% vs. 6.50%), shorter term (25 vs. 30 yrs).
04
$75K subsidy built in
Home appraises at $550K — you finance $475K. Attainable Home Subsidies fund the gap.
Full comparison table
Real numbers, no surprises.
* The home appraises at $550,000. DeedLease buyers finance it at $475,000 — the $75,000 difference is covered by Attainable Home Subsidies that fuel the program.
Program Pro Forma · Year 6 Snapshot
Principal & Interest position at Year 6.
This is what it would look like at 2% interest at Year 6, with the funds reallocating back into the program without any government subsidies.
Available entering Year 7
$762,937,810
Cumulative principal + interest collected across 4,000 homes.
New homes funded
~1,221
Additional homes at $625,000 each — no outside subsidy required.
Portfolio recovered
30.5%
Of the original $2.5B subsidy recovered in just 6 years.
Scenario: $2.5B subsidy principal originating 4,000 homes at $625,000 each, 2% annual interest, 25-year amortization. Assumes no defaults, prepayments, or servicing costs.